Howard Baetjer Jr. is a Lecturer in the Department of Economics at Towson University in Towson, Maryland, where he teaches courses in microeconomics, money and banking, comparative economic systems, and the history of economic thought. He blogs at freeourmarkets.com. He is the author of Free Our Markets, A Citizens’ Guide to Essential Economics, which explains why people flourish better, the freer the markets they live in. Dr. Baetjer is also a frequent faculty member at IHS Summer Seminars. Dr. Baetjer earned a B.A. in psychology from Princeton in 1974, an M.Litt. in English literature from the University of Edinburgh in 1980, an M.A. in political science from Boston College in 1984, and a Ph.D. in economics from George Mason University in 1993. Baetjer was a founding trustee of Children’s Scholarship Fund Baltimore (www.csfbaltimore.org), which provides nearly partial scholarships to low-income Baltimore children, to help them attend private and parochial schools their parents choose.